casearas asked: I took out a payday loan and I do need to repay it. However, I don’t think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc….I get nothing in response but rude and snotty emails. [...]
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REDHOPE asked: Does anyone know if a payday loan company can sue your employer under section 18 USC ยง 1029 for using your employers IP address? My employer doesn’t mind us using the internet during lunch time and that’s when I applied for a loan. I have been unable to pay my loan [...]
big red asked: I received a call from a firm today saying a payday loan company was filing a law suit against me. I have tried to give them something in the past but since I could not give them what they want they will not work with me and now this. What should [...]
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Justin P asked: “What legal action can those payday loan companies take for default payments in Texas,and what are the chances of formal charges…its not over a grand??” I have heard that pestering is what they do most.Anyone ever hear bout paying someone you owe a dollar a month,and you cant be charged legally??
Jon W asked: I recently took out a payday loan and in order to do so they required I write a post dated check. I can’t afford to pay the amount right now. If I simply close out the account to avoid overdraft and NSF check fees from my bank, is that considered fraudulent and [...]