Candy asked: Any advice for how to stop paying the huge interest fees on and just pay the principal loan amount? They are legal in my state, but I’ve got to pay my essential bills now and I feel so caught.

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Big D asked: A little short at Christmas and would like to borrow $500. Have bad credit from some unpaid bills due to a severe illness a few years ago. Dont want to go the payday loan route and fall into that trap.

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